Free tool
See the dates in your court process
Florida foreclosure runs through the courts: a lawsuit, a judgment, and then a sale conducted by the clerk of court. Enter the date of a missed payment — or pick a sale month — and this free calculator estimates each date in that process. In Florida, foreclosure goes through the courts and usually takes about 8 to 12 months from the first missed payment to the sale in an uncontested case, and longer — sometimes much longer — if the case is contested. And in Florida your right to redeem the house ends at the deadline set in the judgment or the filing of the certificate of sale, whichever is later — in practice, right at the sale; there is no post-sale redemption period.
Estimates use the date you enter; a servicer usually considers a loan delinquent after the grace period, and federal rules generally bar the first foreclosure filing until a loan is more than 120 days past due.
We estimate for a sale on the 1st of the month you choose. Florida foreclosure sales are set by court judgments and conducted by the clerk of court, so real sale dates vary by county and case.
A foreclosure judgment follows a Florida property through the courts. A direct sale pays off the loan at closing and ends the process for this property. We will look at your house exactly as it sits and make a fair cash offer within 24 hours — free, with zero obligation.
Get my fair cash offer Call (844) 483-1067 Text (915) 277-7791
Estimates only. County courts and dockets move at different speeds, sales get postponed, and individual cases — especially contested ones — can run far longer than these illustrations. This tool is general information about Florida foreclosure law, not legal advice; for advice about your case, talk to a Florida attorney or a HUD-approved housing counselor. If you would rather sell the house before the sale date, Wise Revival buys Florida houses directly for cash: no fees, no commissions, an offer in 24 hours, and closing on a date you pick — before the sale. We never charge for advice and we make no rescue promises: just a straightforward purchase offer you can accept or decline.
Related: Foreclosure in Florida, explained · Behind on payments? · We buy houses in Florida
The Wise Revival standard
The rules we never break.
Get started
Free, no obligation. We reply within 24 hours.
WISE REVIVAL