Nevada cash home buyers
Nevada foreclosure moves fast — but you still have options. A cash sale before the auction can pay off the loan, stop the process, and let you leave on your terms.
The process
Three simple steps. No pressure, ever.
Address and a few details about your situation. Takes 60 seconds.
A fair, no-obligation cash offer within 24 hours.
Close in as little as 7 days — or on your timeline.
Your situation
A job loss, a medical bill, a divorce — most foreclosures start with a hard season, not a bad person. What makes Nevada tough is the speed: once the process starts, the timeline to auction can be measured in weeks, and a foreclosure on your record follows you for years when you try to rent or buy again.
Wise Revival, founded by Alberto Molina and Kyle Sowell, buys houses for cash all over Nevada. If selling is the right move, we make a fair cash offer within 24 hours and can close in as little as 7 days — often before the auction date — with no repairs, no fees, and no commissions.
How we handle it
Call us or send the form — the sooner the better, because time is the one thing foreclosure takes away. Tell us the address, roughly what is owed, and any deadlines you have received. We will give you a straight answer about what we can pay and how fast we can close, within 24 hours.
If our offer works, we buy the house as-is and coordinate closing around your auction date, so the sale — not the courthouse steps — is how the loan gets resolved. You take what you want from the house, leave the rest, and pick a closing day on your timeline within the window available. No obligation at any point: if the numbers do not work for you, you keep every other option.
Situations we see every week
That letter starts a fast clock in Nevada. Selling during that window can still stop the process.
Even with a date on the calendar, a fast cash closing can happen first. Speed is exactly what we do.
No agent commissions or fees from us means more of the sale price goes toward the loan.
A house that cannot pass a buyer's loan inspection still works for us — we buy as-is.
A completed sale generally lands very differently on your record than a foreclosure auction.
Close, get the loan behind you, and move on your own schedule instead of the court's.
Nevada information
Most Nevada home loans are foreclosed WITHOUT a court case: the lender's trustee sells the house at a trustee's sale under NRS 107.080. The process starts when the beneficiary or trustee records a Notice of Default and Election to Sell — sometimes called a notice of breach and election to sell — with the county recorder, and mails a copy to the borrower by registered or certified mail, return receipt requested (NRS 107.080(2)(b), (3)). The borrower then has 35 days to make good the deficiency — pay the arrears plus the incident costs and fees — and if that happens, the lender may not accelerate the loan (NRS 107.080(2)(a)(2), (3)). Even after the cure window, the power of sale cannot be exercised until NOT LESS THAN 3 MONTHS have elapsed after the Notice of Default was recorded (NRS 107.080(2)(d)). Only then may the trustee record a Notice of Sale, which must also be served or mailed to the borrower and others entitled to notice, POSTED in a public place in the county for 20 successive days, and PUBLISHED once a week for 3 consecutive weeks in a newspaper of general circulation (NRS 107.080(4)) — so the sale follows about three weeks after the notice of sale, at the time and place it states. After the sale, the trustee records the trustee's deed upon sale, generally within 30 days (NRS 107.080(10)). A judicial foreclosure through the courts (NRS 40.430) exists, but for ordinary home loans the trustee's sale is the standard route.
The clock has two parts. In Nevada, foreclosure on a deed of trust happens outside of court, at a trustee's sale under NRS 107.080. The fastest lawful path runs about seven to eight months from the first missed payment — the federal 120-day window (12 C.F.R. § 1024.41), then not less than 3 months between the recorded Notice of Default and the sale, then the notice-of-sale period of about three weeks — and real cases usually run far longer: loss-mitigation review under Nevada's Homeowner Bill of Rights, foreclosure mediation, postponements, and servicer delay stretch contested files to many months or more, and industry data (ATTOM, Q1 2026) put the average completed Nevada foreclosure at about 1,422 days. Nevada's Homeowner Bill of Rights (NRS 107.400 et seq.) adds borrower protections on top: before a Notice of Default can be recorded, the servicer must send a written notice of your rights and options and try to contact you (NRS 107.500-107.510), give you a single point of contact (NRS 107.520), and — critically — it may NOT dual-track: once you submit an application for a foreclosure prevention alternative, the servicer and trustee may not record a Notice of Default or Notice of Sale or hold a sale until your application is resolved, denied with its appeal window run, left unaccepted for 14 days, or defaulted on (NRS 107.530). A sale must also be unwound if the Notice of Sale was not recorded within 9 months after the Notice of Default, or the sale not held within 90 days after the Notice of Sale (NRS 107.550). Owner-occupants can also elect state foreclosure mediation, run by Home Means Nevada, within 30 days after the Notice of Default — and the sale cannot proceed while mediation is pending (NRS 107.086). Two traps to know: after the 35-day cure period, Nevada law gives NO further statutory right to reinstate the loan — stopping the sale then takes a full payoff, a servicer agreement, mediation, a bankruptcy stay, a court order, or selling the home first. And after a trustee's sale there is NO redemption period at all: the sale vests title in the buyer 'without equity or right of redemption' (NRS 107.080(5)). A sale may not end the debt, either: the lender has 6 months after the sale to apply for a deficiency judgment (NRS 40.455), and the judgment is capped at the LESSER of the debt minus the home's fair market value at the sale or the debt minus the actual sale price (NRS 40.459) — and for many owner-occupied purchase-money loans from a financial institution, no deficiency is allowed at all (NRS 40.455(3)-(4)).
If you decide to sell before the trustee's sale, we can make you a cash offer to buy your house directly. Selling before the sale pays the loan off at closing and ends the foreclosure for this property. We never charge homeowners a fee, and we do not offer foreclosure-rescue, loan-modification, counseling, or negotiation services — we simply make a purchase offer you can accept or decline, and we cannot stop a foreclosure sale for you. Nevada law treats a company buying a home that is in foreclosure as a foreclosure purchaser: if you sign a purchase contract with us on a home in foreclosure, you may cancel it without penalty until midnight of the third business day after you sign, and no deed may be signed until that cancellation period has expired (NAC 645F.690) — that right is written into the contract itself. We will also never ask a seller in foreclosure to stay in the home, lease it back, or buy it back later; that structure (a 'foreclosure reconveyance,' NRS 645F.340) is exactly what Nevada law regulates most heavily. Nevada law does not require a wholesale-buyer disclosure, but we disclose voluntarily, in the footer of this page, that we buy as a principal and may assign our own contract. If you want to keep your home, talk to a Nevada attorney or a HUD-approved housing counselor about your options, ask your servicer about loss mitigation and the mediation program, and stay in contact with your servicer.
The Wise Revival standard
The rules we never break.
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Good to know
We can close in as little as 7 days, and we will tell you honestly within 24 hours whether your date is workable. The earlier you reach out, the more room there is.
Yes — and that is usually the best time. Selling before the process starts gives you the most time, the least stress, and the cleanest result.
Talk to us anyway. We will run the real numbers and give you a straight answer. If a sale cannot cover the loan, we will say so plainly — there is no fee and no obligation.
No. We buy as-is and behind-on-payments is exactly the situation we work with every day. You do not need to cure the loan to sell to us.
A completed sale that pays off the loan resolves the debt the foreclosure was based on. Timing matters, so reach out as soon as you can — and a HUD-approved counselor can explain all of your options for free.
WISE REVIVAL