Free tool
See the dates in your trustee's-sale foreclosure process
Nevada foreclosure usually skips the courts entirely: the lender's trustee sells the house under NRS 107.080 after recording a Notice of Default, waiting not less than 3 months, and giving notice of the sale by posting and publication. Enter the date of a missed payment — or pick a sale month — and this free calculator estimates each date in that process. In Nevada, foreclosure on a deed of trust happens outside of court, at a trustee's sale under NRS 107.080. The fastest lawful path runs about seven to eight months from the first missed payment — the federal 120-day window (12 C.F.R. § 1024.41), then not less than 3 months between the recorded Notice of Default and the sale, then the notice-of-sale period of about three weeks — and real cases usually run far longer: loss-mitigation review under Nevada's Homeowner Bill of Rights, foreclosure mediation, postponements, and servicer delay stretch contested files to many months or more, and industry data (ATTOM, Q1 2026) put the average completed Nevada foreclosure at about 1,422 days.
Estimates use the date you enter. For most loans, federal rules generally bar the servicer from starting a foreclosure until the loan is more than 120 days delinquent (12 C.F.R. § 1024.41), and Nevada's Homeowner Bill of Rights requires a rights-and-options notice and a contact attempt at least 30 days before a Notice of Default is recorded (NRS 107.500-107.510) — individual loans vary.
We estimate for a sale on the 1st of the month you choose. A Nevada trustee's sale happens at the time and place stated in the recorded Notice of Sale, after 20 successive days of posting and publication once a week for 3 consecutive weeks (NRS 107.080(4)) — real dates are set by trustees and are often postponed.
A Nevada trustee's sale can follow about 111 days after the Notice of Default is recorded — the 3-month statutory wait plus the notice-of-sale period — and after the sale there is no redemption period to fix things. A direct sale pays off the loan at closing and ends the process for this property. We will look at your house exactly as it sits and make a fair cash offer within 24 hours — free, with zero obligation.
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Estimates only. Trustees set real sale dates on their own calendars, sales get postponed, and loss-mitigation review under the Homeowner Bill of Rights, foreclosure mediation, and individual loan terms can stretch these dates. This tool is general information about Nevada foreclosure law, not legal advice; for advice about your case, talk to a Nevada attorney or a HUD-approved housing counselor. A sale may not end the debt, either — if the house sells for less than you owe, the lender has 6 months to apply for a deficiency, capped at the lesser of the debt minus the home's fair market value or the debt minus the sale price (NRS 40.455, 40.459). And after a trustee's sale there is no redemption period in Nevada — the decision point is before the sale, which is exactly why this calculator exists. If you would rather sell the house before the sale date, Wise Revival buys Nevada houses directly for cash: no fees, no commissions, an offer in 24 hours, and closing on a date you pick — before the sale. We never charge for advice and we make no rescue promises: just a straightforward purchase offer you can accept or decline.
Related: Foreclosure in Nevada, explained · Behind on payments? · We buy houses in Nevada
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