Nevada cash home buyers
A few missed payments do not have to become a foreclosure. Sell for cash now, on your timeline, and walk away with the loan resolved and your options intact.
The process
Three simple steps. No pressure, ever.
Address and a few details about your situation. Takes 60 seconds.
A fair, no-obligation cash offer within 24 hours.
Close in as little as 7 days — or on your timeline.
Your situation
Most people fall behind gradually: one hard month, then another, and suddenly catching up means paying two or three payments at once — plus late fees — while every other bill is also due. In Nevada that matters more than most places, because once a lender starts the foreclosure process, the timeline to auction can be just weeks.
Wise Revival, founded by Alberto Molina and Kyle Sowell, buys houses from owners who are behind on payments all over Nevada. If you sell before the process starts — or early in it — you are choosing the outcome instead of having it chosen for you: a cash offer within 24 hours, a closing in as little as 7 days, and no repairs or catch-up payments needed first.
How we handle it
Reach out and tell us the basics: the address, about how far behind you are, and whether you have received any formal notices. We will give you a fair cash offer within 24 hours and a plain-English explanation of the numbers — what the sale would pay off and what you would walk away with, if anything. No judgment, no pressure, and no obligation.
If the offer works, we buy the house as-is and close on a date you choose — fast if the timeline demands it, later if you need time to line up your next home. Compare that with listing traditionally for months while the arrears grow: a cash sale stops the slide and resolves the loan on a date you can plan around.
Situations we see every week
The window where selling does the most good. Catch the problem while it is still small.
A notice of default starts a fast Nevada clock. Selling during it can still resolve the loan.
If the servicer denied a modification or the new payment is still too high, a sale is a real alternative.
If every month is a near-miss and the house needs work too, selling as-is can end the squeeze.
Behind on payments and behind on maintenance usually travel together. We buy it exactly as it sits.
Sell, resolve the loan, and choose your next home on purpose instead of under a deadline.
Nevada information
Nevada's trustee-sale process moves on rails once it starts, which makes the early runway precious. For most servicer-handled loans, federal rules generally bar the first foreclosure filing until the loan is more than 120 days delinquent (12 C.F.R. 1024.41), and Nevada's Homeowner Bill of Rights requires the servicer, at least 30 days before recording a Notice of Default, to send you a written notice explaining your account and your foreclosure prevention alternatives and to try to reach you by phone or in person (NRS 107.500-107.510). If you apply for a foreclosure prevention alternative, the servicer must acknowledge the application within 5 business days, decide a complete application within 30 days, and pause the foreclosure while it is pending — no dual tracking (NRS 107.520, 107.530). After the Notice of Default is recorded and mailed, you have a statutory 35-day window to cure the default by paying the arrears and costs, which bars acceleration (NRS 107.080(2)(a)(2), (3)) — ask your servicer for the exact cure figures in writing. Owner-occupants may also elect foreclosure mediation with Home Means Nevada within 30 days after the Notice of Default, and the sale cannot proceed while mediation is pending (NRS 107.086).
Once the cure window passes, the sale cannot happen until at least 3 months have passed since the Notice of Default was recorded, and then only after a Notice of Sale is recorded, posted for 20 successive days, and published once a week for 3 consecutive weeks (NRS 107.080(2)(d), (4)). In Nevada, foreclosure on a deed of trust happens outside of court, at a trustee's sale under NRS 107.080. The fastest lawful path runs about seven to eight months from the first missed payment — the federal 120-day window (12 C.F.R. § 1024.41), then not less than 3 months between the recorded Notice of Default and the sale, then the notice-of-sale period of about three weeks — and real cases usually run far longer: loss-mitigation review under Nevada's Homeowner Bill of Rights, foreclosure mediation, postponements, and servicer delay stretch contested files to many months or more, and industry data (ATTOM, Q1 2026) put the average completed Nevada foreclosure at about 1,422 days. Two warnings. First, after a trustee's sale there is NO redemption period in Nevada — you cannot buy the home back afterward (NRS 107.080(5)), so 'wait and fix it later' is not a plan. Second, if the sale price does not cover the debt, the lender has 6 months to pursue the difference, capped at the lesser of the debt minus the home's fair market value or the debt minus the sale price (NRS 40.455, 40.459) — and barred entirely for many owner-occupied purchase-money loans (NRS 40.455(3)-(4)). If selling is the right move, do it before the sale date; we can make a direct cash offer, we charge no fees, and we do not negotiate with lenders.
The Wise Revival standard
The rules we never break.
Get started
Free, no obligation. We reply within 24 hours.
Good to know
Yes. Being behind does not block a sale — the loan gets paid off from the sale proceeds at closing, like any other sale. The key is acting while there is still equity room and time, which is why sooner is better.
No. We buy houses from owners who are current, behind, and everywhere in between. You do not need to cure anything first.
That combination is exactly what we buy. We purchase as-is, so repairs are not your problem, and the offer reflects the real condition of the house.
In as little as 7 days. If you have received notices with deadlines, tell us — we will give you an honest answer within 24 hours about what timeline is realistic.
Tell us anyway. We will run the numbers and be straight with you. If a sale cannot solve it, hearing that early — for free, with no obligation — is still useful, and a HUD-approved counselor can walk through your other options.
WISE REVIVAL